Services Overview
Milinovich & Co. provides integrated financial planning and investment management designed to bring structure, clarity, and confidence to your financial life.
We help you connect your resources with your goals through ongoing advice, thoughtful strategies, and proactive collaboration with your other professional advisors.
Financial Planning
Financial planning is an ongoing process, not a one‑time event. We work with you to understand your current financial picture and design a clear path toward your short‑ and long‑term goals.
Together, we methodically address key areas of your finances, including:
- Investment management
We review the accounts you already have, identify any that may need to be added, and ensure your investments are well diversified and aligned with your goals. We manage your portfolio for you so your investments support your broader plan. - Tax planning
Using your tax return as a starting point, we look for opportunities to reduce future taxes so you can keep more of what you earn. When needed, we coordinate directly with your accountant to help ensure your strategy is implemented smoothly. - Estate planning
We help you think through what should happen to your assets when you pass away so that your wishes—not the state’s default rules—guide the outcome. We collaborate with your attorney to make sure the appropriate documents are drafted and kept up to date. - Retirement planning
We help you answer questions such as: How much do you need to save? Which accounts should you use first in retirement? How much can you withdraw each year without jeopardizing your long‑term security? Your plan is designed to create a sustainable retirement income strategy. - Risk management
We evaluate whether you have appropriate insurance coverage and identify areas where financial risks may need to be reduced. The goal is to protect what you have built while still allowing you to pursue growth. - Cash flow management
We review one‑time large purchases, existing loans, the amount of cash you should keep on hand, and how to move money efficiently from your investment accounts to your bank. This helps ensure your day‑to‑day finances support your long‑term objectives.
Nonprofit & Organizational Portfolios
Nonprofits and other organizations rely on their investment assets to support important missions, often over many decades. Milinovich & Co. serves as a fiduciary partner, helping boards and finance committees steward these resources with clarity and discipline.
Our work with organizations typically includes:
- Developing and reviewing investment policy guidelines that reflect your objectives, time horizon, and risk tolerance.
- Constructing and managing a diversified portfolio designed to support ongoing spending needs while seeking long‑term growth.
- Providing clear, understandable performance reports and being available to present them at board or finance committee meetings.
- Coordinating with your staff, board members, and other professional advisors to help keep everyone aligned to your organization’s financial priorities.